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VA Loans

Home Purchases

Home Purchases

 Helping our fellow veterans afford their dream home or refinance their existing mortgage is our passion and why we started this company! 

Home Purchases

Home Purchases

Home Purchases

 We will help you secure a loan that utilizes today’s great mortgage rates to make your dream home or condo affordable. 

Refinance Rate

Home Purchases

Refinance Rate

Lock in great terms with current interest rates to ensure your home remains affordable—or build more equity with an update! 

Fast Funding

Investment Property

Refinance Rate

Find out about our fast funding options that give you a leg up on the competition and know that you will be in your dream house on-time. 

Investment Property

Investment Property

Investment Property

Whether your considering your 1st (or 100th) investment, contact us today to hear how we can set you on the path to financial freedom.

Cash-Out Refinance

Investment Property

Investment Property

 Take advantage of your home’s equity with a cash-out refinance. It’s your cash — spend it how you see fit. 

Get Started

Shopping for Homes

1. Assessment

We can help you figure out how much you can put down on a home, plus what mortgage payment fits your budget. 

2. Prequalify

We will present you with multiple options that fit your requirements and capabilities. 

3. Find the Right Fit

Match your dream home with the right home loan. 

4. Make an Offer

You’ve found the one. Now it’s time to place your offer. We will work tirelessly with the seller(s) on your behalf so they know you mean business.

5. Close Your Loan

 You got the house! Let us guide you effortlessly the remaining items so we can close on time. Now it’s time to celebrate!

VA Refinancing

 

The VA Refinance program waives the need for documentation required for conventional refinance loans. By eliminating the need to verify income, employment, credit score and other financial information, the application process is kept simple and straightforward. Also called a VA-to-VA Loan, the VA Refinance program is provided by standard lenders but guaranteed by the VA.

VA Refinance Program Criteria


To qualify for a VA Streamline, applicants must meet the following criteria:

  • Must be current on existing mortgage


  • Must have one or fewer late payments over 30 days in the last 12 months


  • New IRRRL monthly payment must be lower than the previous VA loan’s monthly payment


  • May not apply when applicant is refinancing an ARM to a fixed rate mortgage


  • Borrower may not receive any cash out from the IRRRL


  • Borrower either must currently occupy or have previously occupied the property as a primary residence


  • Borrower must have previously used VA Loan eligibility for the property

Conventional Refinancing

 

Conventional refinancing is a good option for homeowners with a minimum of 20% equity and good credit history.


Backed by Fannie Mae or Freddie Mac, a conventional refinance often allows those with an FHA loan to eliminate the Mortgage Insurance Premium.

Cash Out Options

Rate-and-Term Refinance Option

Rate-and-Term Refinance Option

 In a Cash-Out Refinance, the homeowner increases their loan balance by a minimum of five percent. The additional amount borrowed is typically paid as cash at closing to the borrower. Occasionally, a Cash-Out Refinance Loan is used to consolidate debt for the borrower. In these instances, the additional amount goes directly to creditors to pay off outstanding debts. 

Rate-and-Term Refinance Option

Rate-and-Term Refinance Option

Rate-and-Term Refinance Option

 Rate-and-Term Refinance Loans change the rate and/or time period of a loan, while the amount of the loan generally remains the same. This lowers the borrower’s monthly mortgage payments. By refinancing your existing loan, the total finance charges may be higher over the life of the loan. Having trouble meeting monthly payments on your mortgage or other debts? A Rate-and-Term Refinance Loan may help you reduce your total monthly expenditures.

Ready to Apply

Our easy and 100% secure application will let us get to know you better and allow us to tailor options to your unique circumstances. There is no obligation or cost to you. 

Apply Here

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